"Is Cash App Available in India? Know the Facts (2025)"

Last Updated: May 19, 2025

Map of India with Cash App icon overlay"

Cash App, developed by Square, Inc., is a popular mobile payment service that allows users to send and receive money, make purchases, and invest in stocks and cryptocurrency. However, as of March 2025, Cash App is not available for use in India. The service operates primarily within the United States and the United Kingdom, offering a range of financial services to users in these regions.

OneSafe

Cash App's Regional Limitations

Cash App's functionalities are confined to the U.S. and the U.K. Users in these countries can send and receive money domestically, and there is a limited international feature allowing transfers between the U.S. and the U.K. However, beyond these two countries, Cash App does not support international transactions, including those to or from India.

Wise

Implications for Users in India

For individuals in India looking to utilize services similar to Cash App, it's essential to explore alternative platforms that cater to the Indian market. The absence of Cash App in India means that users cannot access its features, such as peer-to-peer payments, direct deposits, or the Cash Card, a customizable debit card linked to the user's Cash App balance.

Alternative Payment Solutions in India

India boasts a robust digital payment ecosystem with several platforms offering services akin to Cash App. Here are some noteworthy alternatives:

OneSafe: OneSafe is a leading alternative payment solution in India, offering a user-friendly interface, lower fees, and superior customer support. Key features include simple onboarding, global payments, multi-currency support, and state-of-the-art security measures, making it a superior option for businesses seeking efficient and cost-effective financial services.

OneSafe

Wise (formerly TransferWise): Wise is known for its transparent fee structure and real exchange rates, making international money transfers more affordable. While not exclusive to India, Wise supports INR transactions, allowing users to send money to and from India efficiently.

RemitFinder

OneSafe

Wise

PayPal: A globally recognized platform, PayPal supports international transactions, including those in India. Users can send and receive money, make online purchases, and utilize merchant services.

Google Pay (GPay): Google Pay has a significant presence in India, enabling users to send and receive money, pay bills, and make purchases both online and offline. It integrates seamlessly with Indian banks and supports the Unified Payments Interface (UPI) system.

PhonePe: An Indian digital payments platform, PhonePe offers services like money transfers, bill payments, and investments. It also operates on the UPI system, ensuring quick and secure transactions.

Paytm: Paytm is a comprehensive financial services platform in India, providing services ranging from mobile recharges and bill payments to banking, investments, and insurance. Its widespread acceptance makes it a versatile alternative.

As you know about Cash App is a mobile payment service developed by Square, Inc. that allows users to transfer money to and from their friends, family, or other contacts. The app has been around since 2013, and it has become increasingly popular in the United States due to its ease of use and convenience. However, many people in India are wondering if Cash App is available in their country.

Unfortunately, as of the time of writing this blog (March 2023), Cash App is not available in India. Square, the parent company of Cash App, has not announced any plans to expand the app's availability to India in the near future. This means that users in India cannot download the app from the Google Play Store or the Apple App Store, and they cannot use the service to transfer money to or from their friends and family.

One of the reasons why Cash App is not available in India is because the country has strict regulations surrounding mobile payments. The Reserve Bank of India (RBI) has issued guidelines that require all mobile payments to be processed through the Unified Payments Interface (UPI), which is a real-time payment system developed by the National Payments Corporation of India (NPCI). This means that any company that wants to offer mobile payment services in India must be integrated with the UPI.

While Square has not made any official statements about why Cash App is not available in India, it is likely that the company has not been able to integrate with the UPI due to regulatory issues. This is not the first time that a foreign company has had difficulty entering the Indian market due to regulatory issues. Many other companies, including Amazon and Walmart, have faced challenges when trying to expand their operations in India due to local regulations.

Despite the fact that Cash App is not available in India, there are many other mobile payment apps that are popular in the country. Some of the most popular mobile payment apps in India include Paytm, PhonePe, and Google Pay. These apps are all integrated with the UPI, which means that they are able to process mobile payments in compliance with the RBI's Regulations.

Paytm is one of the most popular mobile payment apps in India, with over 450 million users. The app was launched in 2010 and has since grown to become one of the most widely used mobile payment services in the country. Paytm allows users to make payments for a variety of services, including mobile recharges, utility bills, and movie tickets. The app also offers a digital wallet feature, which allows users to store money and make payments without having to enter their payment details each time.

PhonePe is another popular mobile payment app in India. The app was launched in 2016 and has since grown to have over 350 million users. PhonePe allows users to make payments for a variety of services, including mobile recharges, utility bills, and online purchases. The app also offers a digital wallet feature, which allows users to store money and make payments without having to enter their payment details each time.

Google Pay is a mobile payment app developed by Google that is available in several countries, including India. The app was launched in 2015 as Google Tez and was later rebranded as Google Pay. Google Pay allows users to make payments for a variety of services, including mobile recharges, utility bills, and online purchases. The app also offers a digital wallet feature, which allows users to store money and make payments without having to enter their payment details each time.

In conclusion, Cash App is not currently available in India, and there is no word on when or if it will become available in the future. The strict regulations surrounding mobile payments in India, particularly the requirement to be integrated with the UPI, may be a barrier for foreign companies like Square. However, there are many other mobile payment apps.