Cash App International Use? Know Rules & Best Options

Last Updated: May 19, 2025

“I personally tried using Cash App while traveling to Germany, but it didn’t work as expected outside the US and UK."

Can You Use Cash App Internationally? A Complete Guide for 2025

Cash App is one of the leading mobile payment apps, allowing people to send and receive money with ease. While it has gained immense popularity in the United States and the United Kingdom, many users around the world wonder if Cash App can be used outside of these regions money across borders.

Is Cash App Available for Use Internationally?

Currently, the app only works in two countries: the United States and the United Kingdom.

This means

US users can send and receive money only to other US users.

UK users can send and receive money only to fellow UK users.

You cannot use Cash App in countries outside the US and UK, and you cannot create an account or link a bank account from other regions.

What Happens If You Try Using Cash App Outside the US or UK?

If you attempt to use Cash App in a country where it’s not supported, you won’t be able to create a new account, send or receive funds, or perform other actions that require a valid Cash App account.

For example:

Users in India, Germany, or Australia cannot sign up for Cash App.

The app does not work for transactions with individuals in countries other than the US or UK.

Can You Use Cash App’s Card Internationally?

The Cash App debit card (known as the Cash Card) is available for international use, but with some caveats:

Visa Acceptance: Since the Cash Card is linked to the Visa network, you can use it in countries where Visa is accepted. But not all merchants accept international cards, especially in smaller locations.

Foreign Transaction Fees: Cash App charges a 3% fee on purchases made outside the US or UK.

ATM Withdrawals: You may face additional fees when withdrawing cash abroad, and not all ATMs will accept the Cash Card

Currency Conversion: While the Cash Card will allow you to make payments in foreign currencies, Cash App might charge an additional fee for currency conversion.

In short, using the Cash Card internationally isn’t always smooth, and the fees can add up quickly.

Can You Use Cash App When Traveling Abroad?

However, your ability to send or receive money will be limited to the features available in the US or UK only.

Here’s what you can and can’t do while traveling:

You can send money only to people in the US or UK (depending on where you are).

You will not be able to send money to anyone in the country you're visiting unless they’re in the US or UK of this guide.

USD to GBP transfers (and vice versa) are possible, with Cash App automatically handling the exchange rate.

There are no hidden fees for cross-border transfers, but the exchange rate will not be the best you can find elsewhere.

If you’re in a country outside of these two, you cannot send money internationally through Cash App. For sending money to or from countries outside of the US or UK, you’ll need to explore other options.

Can You Trick Cash App to Use It Internationally?

Using methods like VPNs or fake addresses to access Cash App from unsupported countries is not a good idea.

Account Suspended: If Cash App detects suspicious activity like logging in from a foreign IP, it can flag your account, suspend it, or permanently ban you.

Violation of Terms: Attempting to deceive Cash App through a VPN is a violation of the platform’s terms of service, which could result in a permanent ban.

The best practice is to use Cash App within the regions it supports and avoid any shortcuts or workarounds.

Best Alternatives to Cash App for International Transfers

If you need to send or receive money internationally, here are a few alternatives that have global coverage:

Wise (formerly TransferWise): Known for offering real exchange rates and low fees for international transfers to over 70 countries.

PayPal: A popular platform for international payments, though it can be expensive with high fees on certain transfers.

Revolut: Great for multi-currency accounts and global spending with low fees.

Western Union: A classic for cash transfers and international money orders, though fees can vary.

MoneyGram: Another solid choice for international transfers, especially for cash pickups.

Remitly: Ideal for sending money quickly to developing nations.

These platforms work across many regions, so you’re not limited by country boundaries when sending or receiving funds.

Is Cash App Secure for International Use?

While Cash App is generally secure to use in supported regions (US and UK), accessing your account internationally might expose you to risks, especially if you’re using public Wi-Fi or untrusted networks.

Enable two-factor authentication.

Use a strong PIN and enable biometric security (fingerprint or Face ID).

Monitor your transactions regularly.

If you’re traveling abroad.